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OUR SERVICES

Credit Card Processing

Credit card processing is essential to your business—but not all providers are the same. Behind each transaction is a complex system of technology, networks, and regulations. That’s why choosing the right processor matters.

When evaluating providers, focus on these four key areas:

  • Fast, reliable transaction speeds

  • Responsive, knowledgeable English speaking support

  • Transparent, fair pricing

  • Simple, hassle-free cancellation

credit card payment process and how it works
Traditional Processing
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Traditional Processing

Interchange Plus

It's simple, We Guarantee the lowest rates for processing.

If you can expect credit card processing costs to range from 1.5% to 2.9% for swiped cards, and 3.5% for keyed-in transactions, why are processing rates all over the place?

  • Card Network: Visa, Mastercard, Amex, Discover, etc., set the interchange rates for various cards.

  • Processing Volume: Typically, the more credit cards you process, the lower the per-transaction rate. 

  • Types Of Business: High risk industries may be subject to higher rates.

  • Swiped vs Keyed in Card: Swiped transactions generally cost lower because they carry less risk compared to keyed in transactions.

  • Credit Card /Merchant Services Provider: Your payment processor may mark up your rates, so specific costs can vary from one provider to the next.

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That being said, we will guarantee you the absolute best rates possible.

No Fee Processing
smart credit card terminal for payments

Zero Fee Processing
Dual Pricing

Did you know that as the merchant, you are paying for your customer's rewards points when they use specialized credit cards? The biggest reason businesses switch over to a Zero Fee program is because they can eliminate most – and in some cases all – of their credit card processing fees. The customers that pay with a credit card also pay for the credit card processing fees. This is a huge saving for small businesses that can then use these funds to expand operations, expand marketing efforts, or simply grow their savings.

Our Zero Fee program works by providing your customers with a cash and credit price. If the customer pays by cash, they receive a lower price. If they pay by credit card, they pay a price which includes your cost of processing with their credit card.  The end result? You eliminate your business’ credit card processing fees and encourage your customers to use cash, while still providing them with the option to pay by credit.

e-Commerce Gateways
online gateway for e-commerce

Gateway & e-Commerce Processing

A payment gateway securely captures and transfers your customer’s card data, validates the transaction, and returns an approval or decline in seconds. It acts as the secure bridge between your website and your payment processor.

Here’s how it works:

  • Customer enters their credit or debit card info online

  • The transaction is marked card-not-present (CNP), which may have slightly higher rates

  • Data is encrypted and sent to the processor

  • The processor forwards it to the card network (Visa, Mastercard, etc.)

  • The bank approves or declines the transaction

  • If approved, funds reach your account in 1–2 business days

With a secure gateway in place, your customers enjoy smooth online payments—and you get paid quickly and safely.

Mobile Processing
mobile credit card terminal for on the go payments

Mobile Processing

Mobile processing gives your business the power to take payments anywhere—perfect for field work, pop-ups, and on-the-go service.

With just a phone and a secure card reader, you can:

  • Accept payments

  • Capture tips

  • Get instant authorizations

  • Send digital receipts

It’s fast, secure, and affordable. Whether you're supplementing your main POS or running fully mobile, this low-cost solution helps boost sales and improve customer experience—wherever business happens.

POS System
Point Of Sale or POS system for managing inventory

POS Point Of Sale 

Operating a retail store or restaurant calls for a range of administrative, management and marketing skills. From ensuring that there’s enough inventory to putting together monthly sales reports, these skills are necessary to make certain  your store runs smoothly.

Many tasks in a retail store can be overly tedious and resource exhaustive. With the right POS system, retailers have the ability to simplify crucial daily business operations with greater proficiency.

  • Monitor/ Tablet

  • Barcode Scanner

  • Credit Card Reader

  • Receipt Printer

  • Cash Drawer

  • Weight Scale

Payfac
Making payments online

Payfac as a Service

PayFac-as-a-Service simplifies payment processing by allowing businesses to become their own payment facilitators without the complexities of traditional merchant account setups. With our solution, you can onboard merchants quickly, manage transactions seamlessly, and generate additional revenue—all while maintaining full control under your brand. Whether you're a SaaS provider, marketplace, or enterprise, our PayFac model helps you streamline payments, reduce risk, and enhance the customer experience.

Business Funding
Business Funding Opportunities

Business Funding 

Access fast, flexible business funding to support growth, manage cash flow, or invest in new opportunities. Whether you need working capital, equipment financing, or expansion funds, our streamlined process makes securing funding simple and hassle-free. With competitive rates and tailored solutions, we help businesses like yours thrive. Get the funding you need—when you need it.

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Contact

To talk with our team about your needs, call

833-497-7669. You can also fill out our contact form or schedule an appointment.

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Wholesale Processing Systems

317 South Main St. Brooklyn, Mi 49230

support@wholesaleprocessingsys.com

833-497-7669

2nd Amendment Processing is a registered DBA of EPX, a registered ISO of BMO Harris Bank N.A., Chicago, IL, Fresno First Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI.

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